Klarna | Shop now. Pay later.

4.0
631K reviews
50M+
Downloads
Content rating
PEGI 3
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About this app

MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.

SHOP AT YOUR FAVORITE BRANDS.
Access Klarna's flexible payment options anywhere, and unlock cashback rewards at top stores—exclusively in the Klarna app. You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.

UP TO 10% CASHBACK.
Shop in the app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store.

GET THE KLARNA CARD.
Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees.

UNLOCK YOUR KLARNA BALANCE.
Earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback.

SHOP NOW. PAY LATER.
Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later.

NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.

TRACK ALL YOUR DELIVERIES.
Get live updates with delivery times, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.

24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.

// CA resident loans made or arranged pursuant to a California Financing Law license. //
Updated on
Nov 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
614K reviews
John Mulder
August 15, 2024
Dramatic registration and login. Trying to login on my phone you get in an impossible endless loop. The first sms verification code can be entered as expected. However to get to the email verification code, you have to switch to your mailbox to get it. When then returning to the app, you can start all over again with the verification for your phone number as you are redirected to the home screen. A definite horrible design flaw. So far have not been able to register or login.
31 people found this review helpful
Did you find this helpful?
Klarna Bank AB (publ)
August 15, 2024
Hi John. We're saddened to hear that your experience fell short of expectations and we'd like to help look further into this to make things right. Please chat with us at app.klarna.com/login or visit our website at https://www.klarna.com/international/ to reach our team. Apologies for any frustration caused to you by this.
Mellisje
October 17, 2024
It was a great app, could pay with Ideal wich was easy to use but now they change it and I have to connect my bank account and need to wait before they take money what I owe them. I always did it via Klarna but now I won't anymore. I wanted to do 5 stars earlier but now I give only 2 stars. I hate this kind of payment way to pay. Please put Ideal back!! They have removed the Ideal option so no more Klarna for me!!! And instead of 5 or 2 stars now 1 star. Only cause I can't give zero stars!
3 people found this review helpful
Did you find this helpful?
Klarna Bank AB (publ)
October 17, 2024
Hi, Thank you for your review. We would be happy to look into this further and therefore recommend that you contact our customer service who can investigate this further internally. You can contact our customer service through our live chat or call us. You can find our current phone number on the website.
Ali Ayoub
October 13, 2024
The app seems good but i havent been able to use it. Whenever I want to identify myself via Identity card the camera would not open. Even if i go to the settings and enabled the camera permission. Its def a bug Edit :Did everything you recommendee still not working...it has been a month and i still cant use it...completely useless. What makes it worse is that my phone is mainstream so probably a lot of people are facing the same issue
5 people found this review helpful
Did you find this helpful?
Klarna Bank AB (publ)
September 19, 2024
Hi Ali, please try deleting and reinstalling the app with making sure that your device has the latest system update. We also advise clearing your cache and cookies. Please visit https://www.klarna.com/us/customer-service/ for more help. Thank you.

What's new

Shop smarter in the latest Klarna app. Discover Klarna balance, earn up to 10% cashback, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.