Wio Personal

5.0
2.52K reviews
100K+
Downloads
Content rating
PEGI 3
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About this app

• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place.
• Spend like a local, globally, with free AED, USD, EUR, and GBP accounts.
• Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions!
• Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan.
• Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime.
• Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store.
• Get rewards that grow with up to 2% cashback on all your spends.
• Choose how to receive cashback: to current account, saving space or in stocks you’ve selected.
• Access thousands of stocks & ETFs and start investing with only $1 in the same app.
• Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage.
• Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates.
• Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.
Updated on
Dec 20, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App info and performance, and Device or other IDs
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

5.0
2.48K reviews
V A
December 10, 2024
I logged into app on 10th Dec to start using it. Earlier i had created an account, however didnt do the video authentication. To my surprise, when I logged in on 10th December, i got to know they have been charging me AED49 for the last 3 months, even though the kyc itself isn't completed and no funds were transferred. I will not recommend any app to wider audience which offers attractive benefits on the face of it and charges without any notification. Wio team, waiting for a resolution.
1 person found this review helpful
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Wio Bank PJSC
December 16, 2024
Hello! We apologize for the inconvenience and frustration you've experienced. We're unable to identify you to help you further. We'd like to kindly ask you to share your contact details via DM through Facebook, Instagram, or X so that we can help you.
ahmed Shibat
December 12, 2024
Worst bank ever The amount in My total balance suddenly converted to negative and I am not able to do any transactions on my account. I called customer service many and they do not what is the issue saying that they will open a ticket with technical team and I will get a reply within 24 hours.
1 person found this review helpful
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Wio Bank PJSC
December 16, 2024
Hi Ahmed. Apologies for the inconvenience caused. A member of the Wio Care team will reach out to you shortly to address your concern.
Dmitry K
November 6, 2024
Errors while registration. Countless errors during registration process. I almost broke my neck turning face, but they always say: "change your background", even if it's white or "something went wrong" ... Useless
1 person found this review helpful
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Wio Bank PJSC
November 7, 2024
Hello! We apologize for the inconvenience and frustration you've experienced. We're unable to identify you to help you further. We'd like to kindly ask you to share your contact details via DM through Facebook, Instagram, or X so that we can help you.

What’s new

We've made some improvements to enhance your experience. Thank you for using Wio Personal!