N26 — Love your bank

3.9
143K reviews
5M+
Downloads
Content rating
PEGI 3
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About this app

Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.

BANK
– Manage all your finances directly from your smartphone and pay with a tap using your virtual N26 Mastercard and Google Pay. Pick from our five new virtual card designs to start paying with personality.
– Transfer money in seconds with MoneyBeam and instant transfers. Send money around the globe quickly, easily, and with no hidden fees.
– Want even more perks and features? Discover our premium accounts and upgrade your banking experience.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.

SAVE
- With N26 Instant Savings, grow your money with full flexibility, no matter what membership you have. Earn interest on all your savings with no deposit limits** and access your funds anytime.
- Save for all your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
– Get smart tools to help you budget the simple way. Keep track of all your money with Insights.

*Availability and interest rates vary based on country and membership.
**The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.

INVEST
- Choose from thousands of stocks and ETFs. Or select one of our ready-made funds and let the experts do the work.*
- You can start with €1, and buy and sell anytime.
- Manage your money and your investments without having to download another app. Get a complete overview of your portfolios, transaction fees, gains, and losses.
- Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You.
- Not much time on your hands? Automate your investments with our free, fully-flexible investment plans.

*None of these statements constitute investment advice. Check our website for availability in your country.

BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly. It’s security your way.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.

Imprint and Cookie Policy: n26.com/app
Updated on
Dec 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 8 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
141K reviews
Peter Drozd
October 23, 2024
Repeat a transaction, add a contact, make a payment confirmation from sent or received transactions, how can they not offer that?! Especially payment confirm., not even if you write them a message, they can do only DAILY one, seriously? So if I need to send it to government or other businesses, I have to send them also how much I paid for my groceries? I've been saying that to N26 for four years, nothing has ever changed...(edit because they are trying to say it is possible but they are lying)
2 people found this review helpful
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N26 Product & Tech GmbH
October 22, 2024
Hey Peter, for transfers, you can download a confirmation by tapping on it, but for Card payments, contact our Support Chat to make this request. You can send your suggestions directly from the app by tapping on your initials on the top right corner of Home - Useful actions - Share your ideas. Best, Bella, N26 Team.
James Francis
October 10, 2022
Couldn't close the account through the app. Started to overdraw and wasn't aware because I never used the app. Had to pay a large fee for never using the app after a number of months. Not a great experience and the bank wasn't very understanding despite only making a few transactions and almost never using the account. It's a purely online bank and the chat line is mainly automated and very difficult to get in touch with a real person (until they want money from you).
33 people found this review helpful
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N26 Product & Tech GmbH
October 13, 2022
Hey, we're sorry to hear that! Your balance can become negative if you don't top up and have to pay N26 fees. You can close your account via Webapp, live chat or email to [email protected]. Feel free to contact us on Twitter via @N26_Support, on Instagram via @N26 or on the N26IT, N26FR, or N26ES Facebook pages to know more. Best, Bella, N26 Team.
A Google user
February 27, 2019
I use Samsung S7 and the passport verification photo app doesn't let me to focus. The focus is very far and it doesn't work as any other camera verification. So all my photos are blurry and doesn't get accepted. Customer service doesn't accept sending it through email and ask me to install the app on a friend's phone and do it from there. This is not professional nor compliant of security...
4 people found this review helpful
Did you find this helpful?
N26 Product & Tech GmbH
April 3, 2018
Hey Arda, thanks for your feedback. We will let our developers know.

What’s new

Want to invest but don’t know where to start? Now you can choose from three ready-made funds managed by experts.

They’re a simple option for beginners and seasoned investors, and you can start with as little as €1. Just select your fund and set the amount you’d like to invest. Professionals handle the investments, so you can relax while they do all the work.

Check for availability in your country, and head to the ‘Investments’ tab in your N26 app to learn more.