Paytm: Secure UPI Payments

4.6
20.6M reviews
500M+
Downloads
Content rating
PEGI 3
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About this app

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45+ Crore Indians. Paytm is a one-stop solution for all your payment needs and is also a reliable money transfer app:

- Send money to your friends & family using your mobile number via Paytm BHIM UPI app, including those who are not on Paytm. Paytm is also a reliable bank to bank money transfer app.
- Scan any QR code & make online payments at grocery stores, petrol pumps, and restaurants. Paytm is among the best mobile payment apps for daily use & offers exciting cashbacks on eligible transactions.
- Paytm serves as a comprehensive recharge app & bill payment app, allowing users to recharge their mobile and pay utility bills (electricity, gas, water, broadband, etc.).

Paytm mobile pay app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI, & Yes Bank, ensuring a seamless and secure banking experience for all its users.

Safe, reliable and superfast UPI payments
- Enter your mobile number & transfer money to anyone using Paytm UPI app
- Check your bank account balance and view transaction history on Paytm
- Your UPI ID is a unique ID used to make payments using the Unified Payment Interface
- Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI payment app
- Use UPI Lite for lightning-fast UPI Payments up to ₹4000 per day, no PIN required

Paytm adds more flexibility to UPI by offering the RuPay Credit Card, making secure payments quick and easy.

Benefits of using RuPay Credit Card on Paytm
- UPI payments via credit card on Paytm effortlessly - just add your card and pay at shops without CVV/OTP
- Hassle-free & safe payments: No need to carry credit cards
- Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments

Safe & contactless payments at offline stores
- Pay using Paytm UPI Payments app, mobile number or by scanning a QR code at nearby stores, pharmacies, restaurants, petrol pumps etc.

Pay at online stores
- Make online payments on 100+ apps, including food delivery, grocery, shopping & entertainment apps

Easy mobile recharge & utility bill payments
- Recharge your mobile, DTH (TataPlay, Sun Direct, Airtel DTH, etc) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax, etc.
- Find the latest prepaid and postpaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, VI recharge, MTNL & BSNL recharge
- Recharge any FASTag easily with Paytm, the leading recharge app

Order food, monthly groceries, and home decor items on Paytm ONDC for the best deals

Check free credit score

Get instant personal loans in India
● Loan amount starting from 50K to 25 lac
● Repay loan 6-60 months
● Annual interest rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal loans are available only to Indian citizens within India

Lending partners (NBFC):
● Hero Fincorp Ltd
● Aditya Birla Finance Ltd
● Incred
● EarlySalary (Fibe)
● Poonawalla Fincorp


Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: ₹ 4250
Stamp duty charges: Applicable as per law
EMI per month: ₹ 6621
Total interest: ₹ 19178
Disbursal amount: ₹ 94785
Amount payable: ₹ 119186

Book tickets for Trains, Bus, Flights
- Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status

Contact Us
One 97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services.

Paytm is India’s leading payment platform, offering BHIM UPI payments, money transfers, and easy recharges, all with top-notch security like the BHIM app.
Updated on
Dec 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
20.5M reviews
Refer code- UZYP92 डाले 5OOरू पाये
January 1, 2025
It is an really amazing app. The app is perfect, inpermission, and pleased updated with new features. The property ground planing with the high quality of photos. But everything was seen for the last past couple of weeks. The problem is that the screen dismeasuring in some point when you want the levels. But it shows that there is a problem and should try again twice. But there are a few things didn't like it. without having to good through the beginning sounds screen once repeated. Thanks.
136 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
January 1, 2025
Hi! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care. It will make the follow-up easy and help us to track the query effectively. We will get back with a resolution. Thanks!
Referral code:- lovey8140
December 31, 2024
It is an really excellent app. The problem is that the screen dismeasuring in some point when you want the levels. But everything was seen for the last past couple of weeks. But it shows that there is a problem and should try again twice. The app is reliabley, trustable, and overview updated with new features. But there are a few things didn't like it. The property ground planing with the high quality of photo's. without having to good through the beginning sounds screen once tomorrow. Thanks.🥰
68 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
December 31, 2024
Thank you for your feedback. Please write to us at [email protected]. Please mention your Paytm app version, OS version, device model details and the screenshot of the error (if any). We will get back to you.
Refer code- ➐➌➍➐➑➍➎➐⓿➋ डाले 100रू पाये
December 31, 2024
It is an really amazing app. The problem is that the screen dimentoring in some point when you want the levels. But everything was seen for the last past couple of months. But it shows that there is a problem and should try again twice. The app is reliable, smooth, and noise cancelation updated with tenali features. But there are a few things didn't like it. The property ground planing with the high quality of photos. without having to good through the beginning sounds screen once tomorrow. Thx.
78 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
December 31, 2024
Hi Rishab! Thank you. We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care. It will make the follow-up easy and help us to track the order and transaction details effectively. We will get back with a resolution. Thanks!

What’s new

We are super excited about this update, and can’t wait for you to try it out
- Introducing UPI LITE Auto Pay! Auto top-ups keep your balance ready for quick, easy small payments.
- Repeat payments just got effortless - now track your recent transfers and payments directly in chat.