Stuart, Florida-A priceless coral and gold artifact intended for a queen disappears from a locked hotel room. The item was on loan as part of a charity event-and Cara Mia Delgatto was one of the first people who entered the empty ballroom. Who else could have stolen it but her? The philanthropic community of South Florida is blaming Cara for the loss-and the charity event is promptly canceled. The backlash could hurt sales at the Treasure Chest, Cara's store specializing in upcycled, recycled, and repurposed goods. A single mom, Cara moved to the Treasure Coast of Florida for a second chance at life and love. Now it looks as though Cara's business is might be caught in the undertow. In the meantime, one of her friends has breast cancer, and the other is pregnant and has been rejected by the baby's father. Needless-to-say, Cara's support system is seriously shipwrecked. With all this going on, Cara's life is in turmoil. Can all this stormy weather sink Cara just like it did the Queen's Treasure Fleet of 1715? Is she doomed to go down with the ship? Or will Cara fight the undertow and make it back to shore in time to save her business and her sanity?