Budget Management - Easy Techniques to Keep Your Finances and Budget Under Control
Feb 2015 · Mendon Cottage Books
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47
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About this ebook
Table of Contents
Proper Budget Management
Introduction
Thinking up a Budget
The 10% Bank Account
Making an Household Account
Proper Marketing
Buying for a Large Family
Recognizing Your Money Problems
Conclusion
Author Bio
Publisher
Introduction
There was a time when managing finances for the family was considered to be a part of every future homemakers’ training. A girl had to learn to become up proper and capable household manager and utilize all the finances available to her in a sensible and adept manner. The world economy in itself means the careful use of available materials, including money.
A large majority of women have charge of the spending of most of the money gained by the wage earners of the family. So if the woman is extravagant and has no economic sense, the family is soon going to find itself facing a number of bills on the 1st of every month, adding to the stack of unpaid bills from the previous month.
Let us take an example – what is going to benefit the family more, an increase of hundred dollars in your annual income, or the saving of the same amount by wise management? You may think a penny saved is a penny earned as one of the old-time clichés, but our ancestors went through hard economic and financial times. They knew how to stretch a dollar so far that it squeaked.
The Great Depression of the 1930s is now the Great Depression of the 2020s, and the financial and economic problems, which took place then are still very much around. So a little bit of sensible management, proper judgment and some self-discipline is going to help you in managing expenditure properly so that you never have spent nights wondering where you are going to get enough of money to pay pending and long-overdue bills.
Budget management is not a modern concept. It started in the 1880s under the label of home economics in the USA when it was taught to girls at school who were the future homemakers. Cornell University is the only universe to the USA, which had a full-fledged curriculum based on home economics.
Proper Budget Management
Introduction
Thinking up a Budget
The 10% Bank Account
Making an Household Account
Proper Marketing
Buying for a Large Family
Recognizing Your Money Problems
Conclusion
Author Bio
Publisher
Introduction
There was a time when managing finances for the family was considered to be a part of every future homemakers’ training. A girl had to learn to become up proper and capable household manager and utilize all the finances available to her in a sensible and adept manner. The world economy in itself means the careful use of available materials, including money.
A large majority of women have charge of the spending of most of the money gained by the wage earners of the family. So if the woman is extravagant and has no economic sense, the family is soon going to find itself facing a number of bills on the 1st of every month, adding to the stack of unpaid bills from the previous month.
Let us take an example – what is going to benefit the family more, an increase of hundred dollars in your annual income, or the saving of the same amount by wise management? You may think a penny saved is a penny earned as one of the old-time clichés, but our ancestors went through hard economic and financial times. They knew how to stretch a dollar so far that it squeaked.
The Great Depression of the 1930s is now the Great Depression of the 2020s, and the financial and economic problems, which took place then are still very much around. So a little bit of sensible management, proper judgment and some self-discipline is going to help you in managing expenditure properly so that you never have spent nights wondering where you are going to get enough of money to pay pending and long-overdue bills.
Budget management is not a modern concept. It started in the 1880s under the label of home economics in the USA when it was taught to girls at school who were the future homemakers. Cornell University is the only universe to the USA, which had a full-fledged curriculum based on home economics.
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January 16, 2017
Proper Budget Management
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September 11, 2023
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About the author
John Davidson
Born and raised in Wyoming and Canada on Ranches. Studied at Utah State University and taught drafting at Bridgerland Applied Technology College for 20 years. Own and run several businesses, an architectural design business, a web design business and a Sawmill business. Married to Karla for over 30 years and have 4 great kids, living in Mendon, Utah.Rate this ebook
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