The Digitalization of Money
2024. g. jūl. · Cambridge Scholars Publishing
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Par šo e-grāmatu
The form of money is changing, increasingly becoming digitized. Does this change the meaning of “money”? Are these new forms of money safe? Will we soon be using this new money to buy coffee? Are there advantages to using the new money? Should the central bank issue its own digital money? These, and other questions, are addressed in this nontechnical book. To address these questions the book first considers the history of money. Then the infrastructure for the new monies is introduced: blockchain, cryptography, smart contracts, and early applications like Bitcoin. There is also another form of new money, that is not blockchain-based. It is based on a phone system, which is used to move money, and make deposits and withdraws. While blockchain-based money is embryonic, this second form of new money has changed the lives of millions of people.
Par autoru
Gary Gorton is The Frederick Frank Class of 1954 Professor of Finance at the Yale School of Management, USA, which he joined in August 2008. Prior to joining Yale, he taught at the Wharton School of the University of Pennsylvania, USA, between 1984-2008. Dr Gorton is the author of Slapped by the Invisible Hand: The Panic of 2007, Misunderstanding Financial Crises, The Maze of Banking, and Fighting Financial Crises, with Ellis Tallman. He was a consultant to AIG Financial Products during 1996-2008.
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