The Triangle of Microfinance: Financial Sustainability, Outreach, and Impact
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Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems.
The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIsoutreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research.
Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.
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Manfred Zeller was a research fellow at IFPRI and leader of its multicountry program on rural financial policies and food security until 1999. He is now professor at the University of Göttingen, Germany, and director of its Institute of Rural Development. Richard L. Meyer is Emeritus Professor and Senior Research Specialist in the Department of Agricultural, Environmental, and Development Economics at The Ohio State University.
